Advise RE Blog – Latest Posts
100% Bonus Depreciation: Cost Segregation, Passive Loss Rules & California’s Dirty Secret
The One Big Beautiful Bill Act just reinstated 100% bonus depreciation — but the January 20, 2025 cutoff, California's non-conformity, and Section 1250 recapture can silently gut your savings if you're not prepared. π’ Here's the full end-to-end picture — from...
Don’t Gift That Property — Step-Up in Basis & Estate Tax Planning for Highly Appreciated Real Estate
Gifting appreciated real estate to your kids while you're alive could cost your family millions in unnecessary taxes — here's what to do instead. π Stephen Morris of Advise RE sits down with Afshin Asher of Asher Law Group to break down the most important (and most...
Paraguay Taxes: The 0% Tax Myth U.S. Expats Get Wrong
Thinking about moving to Paraguay for the tax benefits? Paraguay’s territorial tax system can be extremely attractive — but if you’re a U.S. citizen, the “move to Paraguay and pay 0% tax” advice online leaves out some very important details. In this video, Stephen...
How Below-Market Rents Create Hidden Value in Multifamily Deals (Santa Monica 6-Unit Breakdown)
When most investors see tenants paying $800/month in Santa Monica, they see a problem. Long-term tenants, rent stabilization protections, and no easy path to market rents. But that $800/month is exactly where the opportunity lives. In this deal breakdown, I walk...
Phantom Income: Why Your Syndication Investors Could Owe Taxes With No Cash in Hand
https://youtu.be/GKjncqZeQJE Your investor gets a K-1 showing $10,000 of rental income. They never received a check. Now they owe $3,700 in taxes — and they're calling you. This is phantom income, and it's one of the most common — and most avoidable — surprises in...
California’s SB8: The Hidden Law That Can Kill Your Development Deal
DESCRIPTION: California's Senate Bill 8 has a little-known provision that can turn a vacant property into a forced affordable housing obligation — and most developers don't find out until it's too late. In this video, Stephen Morris (CPA, MBT, CCIM) breaks down...
When Do You Need a Part-Time CFO? A Guide for Growing Businesses
https://youtu.be/vLrjRCifV9A?si=5vN3YfuO-H_TtAS5 As we often discuss here at Advise RE, growth creates complexity. What starts as a simple business with clean books and steady revenue can quickly evolve into multi-state payroll, layered revenue streams, partner...
1031 Exchanges & Partnerships: How the Drop and Swap Strategy Works
1031 Exchanges & Partnerships: How the Drop and Swap Strategy Works As we often discuss at Advise RE, 1031 exchanges are powerful tax-deferral tools — but they become significantly more complicated when you own property with partners. One of the most common...
Commercial Real Estate Loans Explained: How Brokers Help You Secure Better Financing
As we often discuss here at Advise RE, commercial real estate financing is fundamentally different from residential mortgages. Many investors assume they can approach a 20-unit apartment building the same way they financed a single-family rental — and that assumption...
Home Office Deductions: The Rules of Section 280A and Where Business Owners Get It Wrong
π₯ Watch the full video here:https://youtu.be/mFU8GfFESzw As we often discuss here at AdviseRE, some of the most valuable tax deductions are also the most misunderstood. The home office deduction is a perfect example. Many business owners assume that working from home...
Buying Real Estate internationally? (The “Tax-Free” Trap for US Citizens in Dubai)
https://youtu.be/zPJdDcRVte4?si=IEyFn8sFj8A8i7_d As we often discuss here at Advise RE, investing in real estate internationally introduces an entirely new layer of tax complexity. One of the most common areas where U.S. investors get tripped up is the assumption that...
Investor vs Dealer in Real Estate: Why It Can Change Your Tax Bill by Tens of Thousands
Dealer vs Investor in Real Estate: One Mistake Could Double Your Taxes https://youtu.be/jdy3YVIqxxM One of the most misunderstood—and costly—issues in real estate taxation is the difference between being classified as an investor versus a dealer. At first glance, the...
Real Estate Improvements – Replacing a Roof? You May Be Able to Write Off the Old One Immediately
YOUTUBE: REAL ESTATE IMPROVEMENTS New video post Replacing a Roof? You May Be Able to Write Off the Old One Immediately When real estate owners replace a major structural component—such as a roof, foundation, or load-bearing walls—the tax impact is often...
Is Your Cash-Out Refinance Interest Actually Deductible? (The “Tracing” Rule)
You take a cash-out refinance on your rental property. The loan is secured by a rental, so the interest is 100% deductible, right? Wrong. π In the eyes of the IRS, your mortgage interest deduction is NOT determined by which property secures the loan—it is determined...
Buying Real Estate in Dubai? (The “Tax-Free” Trap for US Citizens)
Is Dubai really tax-free? For a local Emirati, yes. For a US Citizen? Absolutely not. πΊπΈπ¦πͺ In this video, Stephen Morris explains the specific tax and compliance landmines US investors face when buying property in the UAE. While Dubai offers incredible 0% income tax...
Should You Raise Capital for Real Estate? (The Pros, Cons & “Chicken or Egg” Problem)
Are you stuck with one rental property because you’ve run out of cash? π¦π« Most beginner investors hit a wall: they save up, buy one deal, and then have to wait years to buy the next one. The solution? Raising Capital. In this video, Stephen Morris explains why scaling...
Real Estate Syndications Explained: Waterfalls, GP/LP Splits, and Tax Traps
Are you investing in a real estate syndication or planning to raise capital for your own deal? π’π° In this video, Stephen Morris breaks down the often-misunderstood mechanics of real estate syndications. Whether you are a Passive Investor (LP) or a Sponsor (GP),...
Commercial Real Estate Loans Explained | How Brokers Help You Get the Best Financing
Thinking about scaling your real estate portfolio into larger apartment buildings, office space, or retail properties? Once you cross into 5+ unit properties, traditional residential financing won’t cut it—you’ll need to understand the world of commercial loans. In...
2025 Tax Law Updates from the One Big Beautiful Bill Act
TRANSCRIPT Hello everyone, Stephen Morris here with Advisory, and today we're going to be talking about the new tax law updates to the One Big Beautiful Bill Act. So let's jump into it! There aren’t a lot of huge changes, but we'll address them point by point. In a...
Real Estate Development 101: What Every New Builder Needs to Know
Thinking about getting into real estate development or tackling your first construction project? ποΈ In this video, Stephen Morris of AdviseRE shares a real-world breakdown of what it really takes to succeed in construction and development—from managing contractors and...
Self-Employed Retirement Plans Explained: SEP IRA vs. Solo 401(k) vs. S Corp Rules πΌπ
π‘ Confused about how much you can contribute to retirement as a self-employed business owner or S Corp shareholder? In this video, Stephen Morris from Advise RE breaks down retirement plan rules for business owners, including the critical differences between Schedule...